The Missing Layer for Agent Commerce

Payment Gateway
Built for AI Agents

Complete payment infrastructure for autonomous AI agents. From cryptographic budget controls to instant settlement to agent-specific security - enabling agents to transact independently across multiple payment methods.

  • Multi-chain: Ethereum, Base, Polygon, Arbitrum (USDC, USDT, DAI)
  • AP2 SaaS mandates: Subscription-style budgets + custom duration + permission scopes
  • X402 protocol: Monetize APIs/content/MCP servers via HTTP 402
  • AIF security: Rate limits, replay protection, reputation controls

⚠️ Currently in BETA – Multi-chain crypto payments are live now. Additional payment methods coming soon. Contact us for custom integrations.

The Problem: Agents Can't Pay

AI agents are getting smarter, but they still can't make payments autonomously. Traditional payment systems require human approval for every transaction, blocking the path to true agent-to-agent commerce.

💻 For Developers

No Agent Payment Libraries

Building payment flows for agents means handling wallets, budgets, and blockchain transactions from scratch. Too complex for most teams.

Security Built for Humans

Traditional rate limiting and fraud detection don't work for agents. You need agent-specific security patterns.

Multi-Method Complexity

Supporting crypto AND cards means integrating multiple payment providers with different APIs and workflows.

🏪 For Merchants

Can't Monetize Agent Traffic

Agents don't view ads or convert like humans. You need direct payment mechanisms but they don't exist.

No Budget Controls

Traditional payment APIs don't support pre-authorized spending limits. Every transaction needs manual approval.

Integration Nightmare

Setting up crypto wallets, payment verification, and webhook systems takes weeks. Most merchants never launch.

The Solution: Payment Infrastructure
Built for Agents

AgentGatePay provides the missing payment layer for the autonomous economy - a protocol-agnostic gateway router that works across payment methods, starting with multi-chain crypto and expanding to traditional rails.

Why AgentGatePay is Special

  • Write Once, Support All: One integration works across crypto (live now), with cards and ACH planned for future - no re-engineering when adding payment methods
  • Built for Agents, Not Humans: AP2 mandates for autonomous budgets, AIF security for agent threats, sub-5 second settlements
  • 5-Minute Integration: Official SDKs (Python + JavaScript) reduce setup from 4-6 hours to 5 minutes with production examples
  • Protocol-Agnostic Core: Mandates, security, and audit logging work identically across payment methods - consistent experience everywhere
  • Production-Ready Infrastructure: Global CDN, enterprise security, comprehensive monitoring, audit logging
  • 0.5% Commission: Split into two transactions - 99.5% to merchant/agent, 0.5% to AgentGatePay. Example: $1 payment = $0.995 to you + $0.005 commission

Join the autonomous economy today

AgentGatePay's 5 Core Technologies

Complete infrastructure stack for autonomous agent commerce

01
Protocol-Agnostic

Gateway Router Architecture

Universal payment routing layer supporting multiple payment methods through a single API. Crypto live today (USDC, USDT, DAI on 4 chains), credit cards and ACH coming Q1 2025. Modular design means adding new payment methods never breaks existing integrations.

✓ 12 crypto combinations live • 48-72x faster integration • Protocol-agnostic core
02
SaaS Mandates

AP2 Mandate Protocol

Subscription-style spending authorization for agents - like SaaS subscriptions but for AI. Set budgets ($100), permission scopes (API access tiers), and custom duration (hours to months). Cryptographic Ed25519 signatures with real-time USD tracking. Enterprise-grade atomic operations prevent overdrafts even with concurrent requests.

✓ SaaS-style budgets • Custom TTL • Scope-based permissions • Ed25519 cryptography
03
Security

AIF (Agent Interaction Firewall)

The first security firewall built specifically for AI agents (not humans). Features 5-layer defense: distributed rate limiting, TX-hash replay protection, behavioral reputation scoring (0-200 scale), suspicious pattern detection, and schema validation. Automatically blocks agents with reputation scores below 30.

✓ Distributed rate limiting • 24h replay protection • Automatic bad actor blocking
04
HTTP 402

X402 Payment Protocol

Native HTTP 402 "Payment Required" implementation with multi-chain blockchain settlement. Intelligent verification strategy: small payments settle instantly, larger payments receive extended verification for fraud prevention. Supports rapid settlement on fast chains (Base, Polygon, Arbitrum).

✓ Rapid settlement • Dynamic decimal handling • Commission collection (0.5%)
05
Audit & Reporting

Audit Logs & Payment Verification

Immutable audit logging for every transaction, security event, and system action. Dual-write architecture with short-term queryable storage and permanent backup. Provides comprehensive logs and reports for payment verification, fraud analysis, and compliance auditing. Blockchain verification links and user-scoped access control with fast query performance.

✓ 16 event types • Authentication required • Blockchain verification links

How It Works

From mandate to payment in 4 simple steps

1

Issue a SaaS Mandate (Subscription)

Like a SaaS subscription for agents: set a budget ($100), duration (custom TTL), and permission scopes. Agent spends autonomously within these limits - no human approval for each transaction.

AP2 SaaS Mandates
2

Request a Paid Resource

Service replies with HTTP 402 + machine-readable payment requirements (chain, token, amount, recipient).

X402 Protocol
3

Pay On-Chain

Agent pays stablecoins (USDC/USDT/DAI) on selected chain, gets a transaction hash as proof.

Multi-Chain Support
4

Prove + Access

Gateway verifies payment on-chain and returns the resource (200 OK). Budget updated, audit log created.

Instant Verification

Who Benefits from AgentGatePay

Built for developers, merchants, and the entire autonomous economy

🤖

For AI Agents

Autonomous purchasing power with cryptographic budget controls. Pay-per-use for APIs, data, and compute without human approval.

💻

For Developers

Simple SDK integration (Python, TypeScript). Production-ready examples for LangChain, n8n, and custom frameworks.

🏪

For Merchants

Accept agent payments with low fees. Instant settlement, no chargebacks, immutable audit trail for compliance.

🛍️

For Agent Service Sellers

Monetize your agent's services. Accept micropayments from other agents automatically with webhook notifications.

Micropayment Economics

Enable business models impossible with traditional payments. Sub-dollar transactions with minimal overhead.

🔒

Enterprise Security

AIF firewall, behavioral reputation scoring, comprehensive audit logs. Built for production with immutable transaction records.

Get Started in 5 Minutes

Install the SDK, explore examples, or browse our complete documentation

🚀 Quick Start

Install the SDK and start integrating in minutes

# Python
pip install agentgatepay-sdk

# JavaScript/TypeScript
npm install agentgatepay-sdk

REST API: api.agentgatepay.com
MCP Protocol: mcp.agentgatepay.com

📚 Integration Resources

AgentGatePay →

Documentation, architecture, protocols, API reference

AgentGatePay SDKs →

Official Python + JavaScript/TypeScript SDKs

AgentGatePay Examples →

20+ examples: LangChain, n8n workflows, Express.js

TX Signing Service →

External transaction signing (Docker + one-click deploy)

Open Protocols

AgentGatePay aligns with open standards to avoid lock-in and keep integrations portable

📜

AP2 (Agent Payments Protocol)

Mandates + verifiable authorization for agent commerce

💳

X402 (HTTP 402 Payments)

Pay-per-request over plain HTTP using "Payment Required" standard

🔗

MCP (Model Context Protocol)

Standardized protocol for AI agent tool integration and communication

Contact & Integration Help

Need help integrating, want a new payment method supported, or have a merchant use case? We're actively iterating during beta.

Beta note: Service may change, be rate-limited, or be unavailable at times. Use at your own risk and keep independent records.